the brownish...split hair...!!!

baru perasan....rambut anak perempuan saya sudah panjang rupenye...

yesterday time dlm kereta...dia duduk dgn i...i pun belek2 la rambut dia...

dah panjang...and its naturally brownishhh in color...

BUT...i notice ada few split end yg dh terjadi kat rambut dia...

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ouh...ouhhhhh....

what shud i do???

apa nak buat bila rambut toddler jadi mcm ni?

shud i cut her hair???ouhhh....sayang nyeerrrrr....

i plan nk simpan panjang rambut dia...

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any treatment??utk budak2...?

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Go Away....

"Mengikut statistik terkini yang diperolehi dari Bank Negara Malaysia, jumlah hutang kad kredit yang masih tertunggak berjumlah RM10.6 billion dan pasaran kad kredit ini bertambah 20% setiap tahun. Dengan kadar faedah 1.5% sebulan, bank-bank di Malaysia dengan mudah mendapat keuntungan faedah berjumlah RM159 juta setiap bulan, tidak termasuk caj-caj untuk khidmat lain seperti caj pengeluaran 5% atau caj lambat bayar RM5"

Tanda-tanda anda akan menghadapi masalah hutang kad kredit :


** Pada mulanya anda berjanji akan membayar sepenuhnya barang yang dibeli melalui kad kredit, tetapi cuma bayar sebahagian kecil sahaja apabila penyata diterima.

** kad kredit anda sudah penuh atau over-limit

** Anda cuma bayar 'minimum payment' setiap bulan

** Anda gagal membuat bayaran 1-2 bulan (bayaran tertunggak)- masuk rekod CCRIS

** Anda selalu membuat pengeluaran tunai dari kad kredit

** Anda berhutang pada 2-3 kad kredit atau lebih

** Anda disenarai hitam oleh institusi perbankan atau dihadapkan ke mahkamah kerana gagal membayar hutang kad kredit anda.

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have u ever face this situation in your life???

rasa merimaskan dan menyusahkan hidup je kan...

hampir 90% dari kita yang bekerja ni mempunyai kad kredit

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selesa ke kita menganggung hutang kad kredit yang kita tau kadar interest nya memang tinggi

nak biarkan saja...dan trus membayar??

atau kita rasa nak bayar jugak...tapi nk tggu dapat bonus la...

nak tunggu dapat saham syarikat...

dan ada jugak yang mengambil keputusan untuk buat personal loan semata-mata untuk langsaikan hutang kad kredit...

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bila fikir2 balik, lebih kurang sama je kan..

konsep gali lubang tutup lubang

tutup lubang hutang kad kredit tapi buka pula lubang hutang yang baru

bila dikira2 interest gedebuk gedebak...lebih kurang sama je sebenarnya....

kalau la kad kredit tadi tak ditutup...

confirm dalam masa 2-3tahun...akan limit semula...

and hutang personal loan tadi masih belum habis dilangsaikan...

tak ke double triple hutang tu namanya....huhu

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akhirnya kita akan terperangkap dalam hutang sana sini

memang menyedihkan...!!!

tak cukup dengan hutang...

nama pulak dalam senarai blacklisted...CCRIS and CTOS.....

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so..how to overcome this problem???

bila dah gali lubang tutup lubang pun x jalan

kita akan terpaksa menanggung segala hutang yang telah dibuat

ini belum masuk hutang2 wajib lain...

mcm rumah,kereta...loan study n etc....

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so...ada tak rasa2 dalam diri

rimas dengan hutang kad credit....

kalau boleh nak langsaikan secepat mungkin...

and CLOSED the card..!!

terminate trus...

ibarat kad kredit ni berhantu la kan....

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as for me....i've overcome all this problem after 1 year of doing business

i've cancelled all the 3 credit cards that i have...

and settle all the balance which is about 15k la jugak total dia...hmmmm

memang lega sgt2 la bila dah takde credit card ni....

DEBT FREE....!!!

that is one of my short term target....

and alhamdulillah dah tercapai

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ni gambar masa mai settle kan kad kredit Alliance Bank...

**guard dia x nampak time amek gambar nihhh...hehe

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and the other cards takde pic sbb counter dia strict..x bagi amek gambar

and card kita trus dia ambil time2 tu jugak utk gunting kan....

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as for myself la kan....

kalau kita nak bayar slow2 hutang dgn gaji yg kita dapat every month....

rasa2 nya confirm memang tak boleh nak habis bayar trus....

jarang2 org dapat buat mcm ni...

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memang nak kene ada side income yang solid every month

and trus bayar credit card...

kalau guna duit gaji...sure budget akan lari and akhir bulan...

guna balik credit card tu kan...

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so..what are u waiting for????

masih nak lagi tersekat dengan interest credit card yang tinggi???

masih lagi nak guna konsep GALI LUBANG TUTUP LUBANG????

tepuk dada tanya hati.....

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Lets join my journey to become a debt free...!!!

earn side income starts with 3k-4k monthly.....!!!!

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call me at 0123781700(mai)

shoppingwithlily@yahoo.com

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me n my team will guide u along the way....!!!!

psstttt...tambah2 nak raya lagi 2 bulan ni...

if u join now...insyaAllah u'll get 5k during puasa and raya...

best kan?????

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The Diamond Nite...!!!

Last saturday was another Diamond Nite...!!

Yippe...i've been awarded this time as a Diamond Sales Manager...Alhamdulillah...

seperti biasa...baju last minute cari..hahah

ye la..everyday busy dgn appointments n so on...so xde time nk cari2 baju...

one day bfore the event...i went to Alamanda and akhirnya jumpa baju yg sesuai at envee...

this is my first time wearing RED dress....!!

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thanks to all my business partner yang hadir

baik dari yang dekat2 kl ni je ha...

and yang from Perak and Perlis...!!!

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bfore amek award....pregnant women diberi potong line okeh...and boleh duduk...hihi

me and hanis

with the group...
kaki ku cramp...!!!
three of us...alhamdulillah dh sampai stage ni...ingat lagi time mula2 buat biz...we are totally ZERO

with my business partners
fauzus..hanis n me
group perlis...tati n asmah...

with tati n jaws
my dearest business partner...!!
me n yanie

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and last but not least

thanks to the LOVE OF MY LIFE

MY VERRYYYY SUPPORTIVE HUBBY

I LOVE U...!!!

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***ye...pregnancy bukan halangan untuk terus mengejar cita2 and memburu impian***

Delactable

Last week..after having lunch with tie...my coming soon business partner at Gardens

we all berdua saje je la jalan2 kat gardens tu...

suddenly i nampak kedai delactable cakes ni...

dah byk kali dgr dah org kata cake dia sedappp....

so...since during my pregnancy this time,kegilaan terhadap cake memang sgt2 mengujakan

boleh katakan selang sehari makan cake..

so...i ajak la tie pegi kedai tu

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so..we both bought 2 box of cupcakes..!!

the cakes is soooo cute...

rasa mcm nk mkn time tu jugakkkk....heh...

tie beli satu box..i beli satu box...

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ini lah rupa cake2 dia...huhu...cute kan???

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BUT...when it comes to it taste...

ntah la...bagi i lebih kurang sama je dgn cake2 yg i order bfore2 this kat kawan2 yg buat cake...

cuma bab2 decoration je la cake ni confirm menang...!!heheh

adliza and atie punye cupcake not bad...even lagi sedap la i rasa...hihi...

so..tuh je komen i utk cake ni...

tie pun sama...tie ckp biasa je cake ni..lagi sedap kwn dia buat...hahah...

btw....its up to masing2 punye taste la kan...

pandai je aku mengomen....huhu

sepagi bersama si gadis.....

today i'm quite free...my appointment will be start at 3pm onwards untill nite....

pagi pulak kebetulan my little princess is not feeling so well..dia demam...

so i bwk dia pegi an-nur bangi..adik pulak hantar rumah babysitter laa...hehe

mana mama larat nk bwk dua2...huhu

btw, my dotter had an ear infection,doc ckp maybe sbb dia selsema lama sgt...

sbb tu la dia mengadu sakit2 telinga and x selesa...

haah....dh almost 3 weeks dia selsema yg x baik2...i pun x faham kenapa...

huhu...kesian pulak anak mama....

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after doc dh cek2...humairah ask me if we can go to mcdonald...

huh...mama baru berangan nk makan roti canai fav...

takpe laa...anak punye pasal..ikut je laaa

intention dia ajak g mcd sbb dia nk makan sambil main...

tu aku dh sedia maklum...so,we had our breakfast at mcd bangi...

and after dah makan2....

she said she don't wanna go home...nak ajak g alamanda...

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hmm...menarik jugak...

so i bring her to alamanda...from bangi to alamanda sempat jugak la dia tido...heh..

so...we had our window shopping together and i bought for her few thing and for me of course....hihi

trus nampak mcm dah baik demam...

ni la anak dara kan...

dah perempuan..perempuan jugakkkk...huhu

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okiee...enjoy the pics below...

gambar kat alamanda takde...sowwyyyy

tak perlu seluar baru......hahah

yup...thanks to the Belly Belt Button combo kit....

yg menjimatkan duhet ku dari membeli slua2 pregnancy...!!

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click to this link to know further bout the product..!!

interesting gadget for preggy mommies out there...!!!

u can still wear your normal jeans or pants and keep it for your next next next pregnancy...:-p

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ALL ABOUT PB...!!!

CLICK THIS LINK TO READ ABOUT PREMIUM BEAUTIFUL CORSET....!!!

DISCOVER THE SECRET AND MAGICAL OF THIS PIECES.....

EVERY WOMENS SECRET....

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CLICK HERE

wohooooo....Switzerland bebeh.....

Alhamdulillah...i just received this letter for the past 3 daysssssss.....!!!!

(ini pun bersiaran dr burger king....memang la tm slow gile nk transfer streamyx ke rumah baru i..hishhh)

woot...wooootttttt..........!!!

i'm qualified for the swiss trip...yeeehaaaa....

and the trip is FULLY SPONSORED BY THE COMPANY

from the flight ticket,food,hotels....and etc....

just bring ur shopping money.....

and this is my SECOND trip with the company...

hari tu dapat Beijing...and after this Swiss trip

there is another trip offered by the company....

that is JAKARTA AND PERTH.....!!!

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TO ALL MY BUSINESS PARTNER...

PASTIKAN TICKET SETERUSNYA DALAM GENGGAMAN OKEYHHH...!!

insyaAllah...don't ever ever give up....just do it continuosly...

believe that u can achieve and be like others....!!!

ILMU + BERTINDAK + RUJUK = KEJAYAAN

Premium Beautiful vs BMW

hukuk...apa kene mengena Premium Beautiful ngan BMW kan??

hahah...yesss....everyone of us have a dream to drive a BMW/MERCEDES....OR any luxury cars out there???

sure semua ada impian or teringin nak berkeretakan luxury2 car mcm BMW...Mercedes....Volvo...Mitsubishi....Honda...n etc...

Compared to kereta kancil lama i ni kan....

**yg dh kene jual...***(sob....sob.....)

WHY???????

sebab.....nya..
confirm laaa..kereta-kerata mcm ni ada kelebihan dia tersendiri

kalau tak....takkan la harga dia sampai mcm tu rupa kan...hukhuk...

but yang paling penting apa yang orang nak is.........

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the quality....comfortability...durability

and sebagainya la kan....mcm2 xtra special la kalau kita dapat pakai luxury car compared to kereta2 biasa...

harap maklum...!!!

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yup...btw, i'm not promoting car here...lol....

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but...just wanna share one point here....

since ada yg bertanya...and byk tanya pasal bende alah ni....

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sama jugak dengan PREMIUM BEAUTIFUL CORSET....

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apa beza dia dgn corset2 lain kat luar sana...ada yg jauh lebih murahhhh....

and ada jugak yang jauh lebih mahal.....!!!haaaa.......

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premium beautiful corset sama jugak...dgn situasi kereta kat atas tadi laaa

it is high-end corset....!!!

yup....it is considered a luxury corset la di kalangan2 corset yg ada di pasaran nowadays

in terms of quality....durability...comfortability and the effectiveness yang paling penting....!!!!

if nk compared dgn bags for bags lovers...dia like LV/CHANEL/FENDI....or designer2 bag lain..

yang mana jauh beza QUALITY dgn bag2 yg biasa ni kan....

so..sama jugak la mcm PB.....it is luxury....high-end...and no.1 best selling corset

it works like wonders to your body...!!

worth every penny for every women yang menyarungkan ke badan mereka...!!!

DISCOVER THE MAGICAL OF PREMIUM BEAUTIFUL......

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yup....i'm ready to share all the info and consult anyone of u yang interested to know further bout this Luxury Corset....and free trial also available...

we can meet anywhere...at your home..office...malls....!!

special promo is waiting for u....!!!!

just give me a call at 0123781700

or email me at shoppingwithlily@yahoo.com